The simplest possible guide — no spreadsheets, no jargon, no 30-minute YouTube video. Just 6 clear steps to find and cancel everything draining your account.
Skip to AI Tool — Done in 5 Minutes — $9.99A subscription audit is simply a review of everything you're paying for on a regular basis — monthly, quarterly, or annually. The goal is to find charges you've forgotten about and cancel the ones you no longer need. Most people who do their first audit find 2–5 subscriptions they want to cancel immediately, saving $50–$200 per month.
You don't need any special skills or tools. You just need 30–45 minutes and access to your bank statements and your phone. (Or 5 minutes and the AI tool below.)
Download your bank statement → look for anything that repeats → check your phone's subscription list → cancel what you don't need. That's the whole thing. The rest of this page explains each step in plain language.
Log into your bank's website or app. Find the "Statements" or "Documents" section. Download the last 2–3 months as a PDF. If you have a credit card you use for purchases, download that too.
Open the statement PDF and scroll through it. You're looking for any merchant name that appears more than once in the same amount. These are almost always subscriptions.
Your phone has a list of all apps currently billing you. This is separate from your bank statement and catches things that don't appear there.
Open Gmail, Outlook, or whatever email you use. Search for the single word: receipt. Look at the results — any email with "receipt" from the last 3 months might be a subscription charge you've been getting automatically.
For every subscription you found, ask yourself one question: "Did I use this in the last 30 days?" If the answer is no, put it in the cancel pile. If you're not sure, put it in the review pile. Don't overthink it.
Don't put this off. For each item in your cancel pile, cancel it right now. Most services let you cancel online in 2–3 minutes. Save the confirmation email from each one.
Upload your bank statement PDF and AI does steps 1–5 automatically — finding every subscription, calculating your total spend, and generating cancellation guides for each one.
Do the Audit in 5 Minutes — $9.99Based on first-time audit reports, here's what people most commonly discover:
The average first-time auditor cancels 3–4 subscriptions and saves $85–$180 per month — that's $1,020–$2,160 per year from a single 30-minute effort.
No. A spreadsheet makes it easier to organize what you find, but it's not required. You can do a complete audit using just your bank statement printout, your phone's subscription list, and a notepad to write down what you want to cancel.
Google the exact merchant name from your statement — add "subscription" to the search. For example, searching "DSNP*DISNEYPLUS subscription" will tell you immediately that it's Disney+. If you can't identify it after searching, call your bank and ask them to look up the merchant details.
Most services keep your data for 30+ days after cancellation, giving you time to resubscribe or download it. Cloud storage services (iCloud, Google One) are the most important to handle carefully — if you're over the free storage limit, you'll need to reduce storage or resubscribe before accessing files.
First-time manual audit: 30–45 minutes. Using an AI tool: under 5 minutes from upload to complete report. Either way, it's a one-time effort that typically recovers $1,000+ per year.
Yes — cancel and see if you miss it. Most services let you resubscribe at the same price. The cost of not cancelling something you don't use is guaranteed; the cost of cancelling something you miss is reversible.
Upload your bank statement and get a complete, plain-language report of every subscription you're paying for — with step-by-step cancellation guides for each one. No spreadsheets, no jargon, no 30-minute video required.
Start My First Audit — $9.99No bank login · No account · Data deleted after session · One-time fee