Stop guessing what's draining your account. Discover every forgotten subscription quickly and easily — with 7 proven methods ranked by effectiveness.
Get AI-Powered Discovery — Only $9.99In 2026 the average person has 8–12 active subscriptions but is only aware of 5–7. The rest hide in small recurring charges, free trials that converted silently, family-shared accounts, and annual billings that appear just once per year on your statement.
These "zombie subscriptions" cost the average household $1,200–$2,000 per year. The challenge is that subscriptions are specifically designed to be hard to find and remember — they use abbreviated merchant names, auto-renew without notice, and bill at irregular amounts (due to taxes or currency conversions) to avoid pattern recognition.
The most complete method. Upload your bank or credit card statement and let AI identify every recurring charge — including ones billed under obscure merchant names that look nothing like the service. Catches monthly, quarterly, annual, and weekly subscriptions simultaneously.
This method catches charges that manual review misses: a Netflix subscription billed as "NFLX* DIGITAL", an Amazon Prime charge as "AMZN Digital" at a different amount due to state tax, or a forgotten VPN billed annually under a company name you don't recognize.
The most thorough manual method. Pull statements from every card and account for the past 6 months and highlight anything that appears more than once. Go back 13 months to catch annual subscriptions.
Search your primary inbox for billing-related keywords. This catches services you signed up for using an email address that doesn't match your current payment card — a common reason bank statement reviews miss subscriptions.
Apple's built-in subscriptions manager shows every active and recently expired App Store subscription in one place — including apps you deleted but never cancelled the subscription for (the subscription continues even after deletion).
For Android users, Google Play maintains a complete list of all subscriptions billed through Google — including those on devices you no longer own.
PayPal billing agreements are one of the most overlooked sources of active subscriptions. These are separate from your bank and card statements and easy to forget entirely. Many people have 2–5 active PayPal billing agreements from services they signed up for years ago.
If you use a password manager (1Password, Bitwarden, LastPass, Apple Keychain), it stores login credentials for every service you've signed up for — including ones from years ago that might still have active subscriptions.
| Subscription Type | AI Audit | Bank Statement | Email Search | App Stores | PayPal |
|---|---|---|---|---|---|
| Monthly subscriptions | ✅ | ✅ | ✅ | ✅ | ✅ |
| Annual subscriptions | ✅ | ⚠️ Often missed | ✅ | ✅ | ✅ |
| Obscure merchant names | ✅ | ❌ | ✅ | ✅ | ✅ |
| App store subscriptions | ✅ | ⚠️ Grouped | ⚠️ Sometimes | ✅ | ❌ |
| PayPal billing agreements | ✅ | ❌ | ✅ | ❌ | ✅ |
| Zombie subscription flagging | ✅ | ❌ | ❌ | ❌ | ❌ |
| Cancellation guides | ✅ | ❌ | ❌ | ❌ | ❌ |
Log into your old email account and search for the same keywords: receipt, invoice, subscription, billing, trial. Even if the card attached is expired, the underlying subscription may have updated to a new card automatically — especially if your bank automatically forwards charges when you get a new card number.
Family-shared subscriptions (Apple Family Sharing, Google Family, Amazon Household, Spotify Family) charge the plan owner's account. Check the primary account holder's statements. Each service's family management page shows who's in the plan and what's included.
Log into those old card accounts online — most banks keep statements for 12–24 months. Look for any recurring charges and contact the merchant to cancel and update their payment info. If the card is truly closed, the subscription will fail to renew on its own — but until then, recurring charges can still process on some card types.
Yes — the email search and app store methods don't require your bank statement. However, these methods will miss subscriptions billed directly to your card that don't generate email receipts (common with older or international subscriptions). For complete coverage, the bank statement analysis is essential.
Upload your bank statement and our AI does all 7 methods simultaneously, returning a complete report with zombie flags and cancellation guides for every service found.
Find All My Subscriptions — $9.99No account · No bank login · Data deleted after session · 30-min refund guarantee