Cancel Any Subscription Without Calling in 2026

Direct cancellation links, chat scripts, and email templates for 30+ services — plus your legal right to cancel without a phone call under 2025 FTC rules.

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📋 2025 FTC Click-to-Cancel Rule: As of 2025, the FTC requires companies to make cancellation as easy as sign-up. If you signed up online, they must let you cancel online. Services that require a phone call to cancel an online subscription are now violating FTC rules. Report violations at reportfraud.ftc.gov.

Cancellation Methods for 30+ Popular Services

ServiceMethodDirect Link
NetflixOnlinenetflix.com → Account → Cancel Membership
SpotifyOnlinespotify.com/account → Cancel Premium
Amazon PrimeOnlineamazon.com → Prime → End Membership
Disney+Onlinedisneyplus.com → Account → Cancel Subscription
HuluOnlinehulu.com/account → Cancel
YouTube PremiumOnlineyoutube.com/paid_memberships → Deactivate
Max (HBO)Onlinemax.com → Account → Cancel Plan
Apple TV+OnlineSettings → Your Name → Subscriptions (iPhone)
Apple MusicOnlineSettings → Your Name → Subscriptions (iPhone)
iCloud+OnlineSettings → Your Name → Subscriptions → iCloud+
Microsoft 365Onlineaccount.microsoft.com/services → Cancel
Adobe Creative CloudChat/Onlineaccount.adobe.com → Plans → Manage plan → Cancel
Kindle UnlimitedOnlineamazon.com/kindleunlimited → Cancel
AudibleOnlineaudible.com → Account → Cancel Membership
Paramount+Onlineparamountplus.com → Account → Cancel
PeacockOnlinepeacocktv.com → Account → Manage → Cancel
Duolingo PlusOnlineduolingo.com/settings/super → Cancel Subscription
Grammarly PremiumOnlineaccount.grammarly.com → Subscription → Cancel
Canva ProOnlinecanva.com/settings → Billing → Cancel Plan
Notion PlusOnlinenotion.so/settings → Plans → Cancel
DropboxOnlinedropbox.com/account/plan → Cancel
LastPassOnlinelastpass.com/account → Subscription → Cancel
NordVPNOnlinenordvpn.com → account → Billing → Cancel
ExpressVPNOnlineexpressvpn.com/subscriptions → Cancel
HelloFreshOnlinehellofresh.com → Account → Cancel Subscription
Instacart+Onlineinstacart.com → Account → Instacart+ → Cancel
PelotonOnlineonepeloton.com → Account → Membership → Cancel
Planet FitnessMail/VisitCertified mail or in-person (FTC complaint option)
Gold's GymCall/VisitPhone or in-person required
Anytime FitnessIn-personVisit your local gym; written notice may be accepted
Sirius XMCall/Onlinesiriusxm.com → My Account → Cancel, or call 1-888-539-7474
New York TimesOnlinenytimes.com/subscription/cancel
Washington PostOnlinesubscribe.washingtonpost.com → Manage → Cancel

Not Sure Which Services Are Billing You?

Find all your subscriptions first with an AI scan, then use the cancellation links above to stop each one.

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Cancellation Email Templates That Work

Standard cancellation (for services requiring email)

Subject: Cancel My Subscription — [Your Account Email]

Please cancel the subscription for account [your email address] immediately.

Do not offer alternative plans or transfer me to a retention team.
Please confirm cancellation by email.

Thank you.

For services that continue billing after cancellation attempts

Subject: FINAL NOTICE — Cancel Subscription and Refund Unauthorized Charges

I am writing to formally request cancellation of my subscription and a refund of charges made after my initial cancellation request on [DATE].

I previously requested cancellation on [DATE] via [method]. Despite this, charges continued on [dates].

Please confirm: (1) immediate cancellation, (2) refund of post-cancellation charges.

If this is not resolved within 5 business days, I will dispute the charges with my credit card issuer and file a complaint with the FTC at reportfraud.ftc.gov.

Account email: [your email]
💡 The nuclear option — credit card dispute: If a company continues charging you after you've made documented cancellation requests, contact your credit card company and dispute the charges as "unauthorized recurring charges." Provide your cancellation email as evidence. Most banks will honor this and block future charges.

Gym Membership Cancellation (The Hard Cases)

Gyms are the most notoriously difficult subscriptions to cancel. Here's the approach for major chains:

Planet Fitness

Send a certified letter (USPS Certified Mail) to your home club's address: "I request cancellation of my membership for [Name], [Member ID or birthdate], effective immediately. Please confirm in writing." Planet Fitness now accepts online cancellation at planetfitness.com/cancellation for members in most states.

Anytime Fitness

Visit your home club in person. Bring a written cancellation request with your signature. Request written confirmation of the cancellation date. Some locations accept certified mail — call first to confirm.

LA Fitness

Submit a signed cancellation form at the front desk of your home club, or mail to: LA Fitness Member Services, 3161 Michelson Drive, Irvine, CA 92612. Request a cancellation number at time of submission.

Your Legal Rights When Cancelling Subscriptions

Frequently Asked Questions

Can I cancel a subscription without calling customer service?

Yes — the FTC's 2025 click-to-cancel rule requires companies to offer online cancellation for services sold online. Most major services already allow this. Gyms and a few legacy services are the primary exceptions, though even these are being pushed toward online cancellation under the new rule.

What do I do if a company won't let me cancel?

Document your cancellation attempts (screenshots and emails), then: (1) file an FTC complaint at reportfraud.ftc.gov, (2) dispute future charges with your credit card company as unauthorized, (3) file a complaint with your state attorney general's consumer protection office.

How do I cancel Adobe Creative Cloud without paying an early termination fee?

Adobe charges an early termination fee (50% of remaining contract) for annual plans cancelled mid-term. To avoid this: cancel at the annual renewal date, downgrade to a free plan in the last month, or contact Adobe support to request a fee waiver (they often grant these for financial hardship or inactivity).

What's the chat script for cancelling with retention agents?

Keep it simple: "I'd like to cancel my subscription. I do not want alternative plans, discounts, or pauses — I want to cancel. Please process the cancellation now." If they persist, repeat: "I understand the offer, but I want to cancel. Please confirm the cancellation." Ask for a cancellation confirmation number before ending the chat.

Find Everything That's Billing You First

Before you can cancel, you need to know what you're paying for. Upload your bank statement and get a complete list with direct cancellation links for each subscription.

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