7 methods ranked by coverage — from bank statement analysis to AI scanning. Use all of them together to find 100% of what's billing you.
AI Scan My Subscriptions — $9.99 One-TimeSubscription businesses are structurally designed to be difficult to track. They use confusing merchant names on bank statements (ever seen "ACH CRDT NFLX*8Z4X"?), spread charges across multiple payment methods, and rely on the fact that most people only check their statements occasionally. The result: 42% of people are actively paying for at least one service they haven't used in 90+ days, and the average household underestimates their monthly subscription spend by $133.
Here are the 7 most reliable methods to find every subscription you're paying for — ranked from highest to lowest coverage.
Your bank and card statements are the ultimate source of truth. Every subscription that actually charges you shows up here, regardless of what platform it's on.
Coverage gap: annual subscriptions may not appear in a short date range. Use 12+ months for full visibility.
Upload your bank statement PDF to an AI tool that recognizes thousands of subscription merchant patterns automatically — including garbled names, annual billers, and charges from companies you've never heard of.
If you have an iPhone or iPad, Apple's Subscriptions list shows every active subscription purchased through the App Store — this is completely separate from your bank statement and contains charges billed directly to your Apple ID.
Upload your bank statement and let AI find every subscription across all sources — bank, Apple, Google, PayPal — and generate cancellation guides for each one.
Find All My Subscriptions — $9.99Google has three different places where subscriptions appear. You need to check all three for complete coverage.
Every subscription that charged you has (usually) sent you a receipt or renewal notice by email. Search your inbox for these terms:
Gap: some subscriptions send receipts to an old email address you no longer check. Check all email accounts.
Many services allow subscription through PayPal. These don't show up on bank statements with the service name — they show as "PAYPAL *SERVICENAME."
Every service you've signed up for has a login. Your password manager or browser's saved passwords is a catalog of every service you've ever created an account with.
Upload a PDF bank statement to an AI tool. It scans months of transactions in seconds, recognizes thousands of subscription merchant patterns, and gives you a complete list with cancellation links — typically under 5 minutes.
Log into each old email account and search for "receipt," "invoice," "subscription," and "trial." Alternatively, check your bank statements for charges you can't identify — trace those merchant names back to find which accounts are still active.
You can find some subscriptions through Apple, Google Play, and email — but you'll miss any that were set up on other payment methods or services that don't send regular email receipts. Bank statements are the only truly complete source.
Research consistently finds 2–4 forgotten subscriptions per person. 42% of people have at least one service they haven't used in 90+ days but are still paying for.
MySubscriptionHunter processes your statement in memory only — no data is stored after your session, no bank login is required, and no account is created. The uploaded file is used only to generate your subscription report and is discarded immediately after.
Skip manual searching through 7 different places. Upload your bank statement and AI finds everything — bank charges, annual renewals, obscure merchant names — with cancellation guides included.
Find My Hidden Subscriptions — $9.99No bank login · No account · Data deleted after session · One-time fee