Unlike apps that require bank linking and ongoing account access, MySubscriptionHunter never asks for login credentials. Your data is processed in-session only and deleted immediately after your report is ready.
Try the Private $9.99 AuditMost subscription tracker apps — Rocket Money, Truebill, PocketGuard, Copilot, and others — require you to link your bank account through a service called Plaid (or a similar open banking connector). When you do this, you're granting the app ongoing read access to your full transaction history, account balances, and in some cases your login credentials.
This creates several risks most people don't consider:
Your bank statement PDF is read entirely on your own device using WebAssembly technology. The raw file never travels over the internet.
Transaction text sent to our AI is permanently deleted from our servers the moment your report is delivered — typically within 60 seconds.
We never use Plaid, Finicity, or any open banking connector. We have zero access to your live accounts or credentials.
We don't create a user profile for you. We don't store your email beyond delivering your report. There's nothing to breach.
This is a one-session tool. We don't monitor future transactions, serve financial ads, or sell anonymized data. There's nothing to sell.
Stripe handles payment processing. We never see your full card number — only a payment confirmation. Your card data is never on our servers.
PDF, CSV, or pasted text — chosen from your device. The file stays on your device.
pdfjs (WebAssembly) extracts the text directly in your browser tab. No upload occurs at this step.
Only the extracted text — no account numbers, no file — is sent over encrypted HTTPS to our analysis API.
Claude identifies recurring charges, amounts, frequencies, and generates cancellation guides.
Your report is returned to your browser. The transaction text is immediately and permanently deleted from our servers.
| Feature | MySubscriptionHunter | Rocket Money | PocketGuard | Truebill |
|---|---|---|---|---|
| Bank login required | ✅ Never | ❌ Required | ❌ Required | ❌ Required |
| Data stored after use | ✅ Deleted immediately | ❌ Stored ongoing | ❌ Stored ongoing | ❌ Stored ongoing |
| Account required | ✅ No | ❌ Yes | ❌ Yes | ❌ Yes |
| Cancellation guides included | ✅ Yes, personalized | Basic | ❌ No | Basic |
| Cost | $9.99 one-time | $6–$12/month | $7.99–$12.99/month | $3–$12/month |
| Annual cost | $9.99 | $72–$144 | $96–$156 | $36–$144 |
| 3-year cost | $9.99 | $216–$432 | $288–$468 | $108–$432 |
| Sells/uses your data | ✅ Never (nothing to sell) | Partner offers | Partner offers | Partner offers |
No. We never connect to your bank, use Plaid, or request any banking credentials. You upload a statement file or paste transaction text — that's all we receive. We have zero access to your live accounts.
Your PDF is processed entirely in your browser using WebAssembly — the raw file never leaves your device. Only the extracted transaction text (no account numbers, no names, no personal details) is sent to our AI over encrypted HTTPS and permanently deleted after your report is generated.
No. Our PDF extraction strips out anything that isn't a transaction description, date, and amount. Account numbers, routing numbers, and personal details are not included in what's sent to our AI.
Stripe handles payment securely — we never see your card number. If your report isn't generated within 30 minutes, we provide a full refund, no questions asked.
Rocket Money requires bank linking via Plaid, stores your transaction history, and charges $6–$12/month ($72–$144/year). MySubscriptionHunter requires no bank link, stores zero data, and costs $9.99 once — approximately 10–15x cheaper annually, with better privacy.
No bank connection. No stored data. No account. Just upload, analyze, and save — all for $9.99 once.
Run My Private Subscription Audit — $9.99No account · No bank login · Data deleted after session · 30-min refund guarantee